“More than two-thirds of students whose families are in the lowest quintile of income attend two-year institutions or less. Just four percent of such students attend highly competitive four-year institutions. In contrast, 33 percent of students whose families are in the highest quintile of income attend highly competitive colleges and universities.”

Source: Pell Institute & PennAHEAD

"The majority of students from low-income households attend two year institutions or less. A limited education starts the cycle of unemployment or underemployment, lower credit scores and decreased opportunities for homeownership."

Source: US Census Bureau

"Lenders need to see a minimum credit score of 670 or 'Good' to provide reasonable rates on things like home mortgages." NOTE: The majority of BLOOM’s beneficiaries fall in the (580-669) “Fair” credit score category.

Source: Equifax